Over 70% of Tanzanians now rely on mobile money as their primary method of making and receiving payments? Yet, many businesses still struggle with disconnected systems that cannot keep up with this shift.
The irony is evident: while customers are ready for seamless digital experiences, businesses remain held back by outdated or multiple disjointed payment channels.
SMEs, tourism, hospitality, education, and retail businesses fuel Tanzania’s economy. In recent years, the Bank of Tanzania has encouraged the adoption of digital technologies to expand financial inclusion. Mobile money giants continue to dominate, while card payments and online payments are steadily growing as internet penetration increases.
However, with multiple providers, managing transactions, reconciliations, and reporting has become a burden for businesses.
The Pesapal Payment Gateway
The Pesapal Payment Gateway is a secure digital platform that enables businesses and individuals to accept and process payments both online and in-store. It simplifies collections by connecting businesses to multiple payment options through a single integration, making it easier for customers to pay and for companies to receive money.
It is designed to simplify the payment experience for:
A single, secure, and reliable payment gateway is not just a convenience; it’s a growth engine.
In Tanzania, Pesapal is the go-to payment gateway because it:
For Tanzanian businesses, juggling mobile money, bank transfers, and cards can be messy. We consolidate all these channels into one dashboard, meaning a hotel in Dar es Salaam or a school in Arusha can accept mobile money, Visa, or Mastercard without separate systems.
This unification reduces errors, saves time, and ensures you never miss a sale, regardless of how a customer prefers to pay. In a country where mobile money is dominant but card usage is growing, we provide the perfect bridge.
Security is a major concern in digital finance. According to reports, fraud-related risks have increased as digital payments expand. We are PCI-DSS certified, ensuring compliance with international security standards. This ensures customer card details and transaction data remain safe.
By offering tokenized transactions and fraud detection measures, we build confidence not just for businesses but also for their customers, who are more likely to trust and return when they know their money is safe.
From SMEs to large enterprises, scalability matters. A small retailer in Mwanza may start by using Pesapal’s online invoicing, while a large chain in Dar es Salaam may need point-of-sale (POS) terminals across multiple locations. We adjust to fit both needs.
As businesses grow, so do their transactions, and we ensure systems don’t break under pressure. With solutions like Reserveport for hotels and POS systems for retail, we support growth across multiple industries.
In the Tanzanian market, repeat customers are the lifeline of SMEs. Smooth payment experiences enhance loyalty. If a customer pays via card or mobile wallet and the system fails, they may never return. We minimize failed transactions and provides instant confirmations, making payments transparent.
For service industries like hospitality and tourism, where customer experience is everything, our reliability translates into positive reviews, referrals, and long-term trust.
Many Tanzanian businesses still struggle with reconciliation and record-keeping. We integrate directly into existing ERP systems, websites, and applications, ensuring that transactions sync in real-time with accounting systems.
For example, a school can collect fees via mobile money, cards, or bank transfers and automatically reconcile them into its accounting records. This reduces manual work, human error, and delays.
The Tanzanian digital economy is changing, with customers increasingly demanding flexibility, security, and efficiency in their payment methods. Businesses that rely on multiple providers without integration risk losing time, money, and trust.
Our payment gateway is not just a tool but a growth strategy. By unifying payment options, securing transactions, enabling scalability, building trust, and integrating with core business systems, we help Tanzanian businesses thrive in the new digital-first economy.
Ready to simplify payments? Integrate today and unlock the power of a unified payment gateway.
