M-Pesa prompt also known as STK Push, is a feature of the M-Pesa mobile payment platform that enables businesses to initiate transactions by sending a payment prompt directly to a customer's phone.
This prompt requests the customer to enter their M-Pesa PIN to authorize a payment. The process is designed to facilitate Customer-to-Business (C2B) transactions, making it easier for customers to make payments without having to manually input transaction details.
Pesapal is committed to enhancing C2B payments by integrating STK Push technology into the Pesapal POS terminal. STK Push simplifies the payment process, allowing customers to make payments directly from their mobile phones. With M-Pesa, businesses can initiate a payment request on the Pesapal POS terminal, and the customer simply approves the transaction on their mobile device, reducing the need for manual input of payment details. In this blog, we share step-by-step guide on how to send STK Push on the Pesapal POS terminal.
Step 1: Enter Amount: Start by inputting the amount you wish to charge the customer on the Pesapal POS interface. This is the total value of the transaction.
Step 2: Charge: After entering the amount, tap the "Charge" button. This action prepares the system to initiate the payment process.
Step 3: Select M-PESA Xpress: On the next screen, choose the "M-PESA Xpress" option. This selection allows you to send an STK push directly to the customer’s mobile phone, facilitating a quicker payment method without needing to enter a Paybill or Till number.
Step 4: Enter Customer's Number: Input the customer's M-PESA number. This step is crucial as it identifies where the payment request will be sent.
Step 5: Send STK Push: Tap on the "Send STK Push" button. This action triggers a notification to be sent to the customer's mobile device, prompting them to approve the transaction.
Step 6: Customer Enters PIN: The customer will receive a notification on their phone asking them to authorize the payment. They must enter their M-PESA PIN to complete the transaction securely.
Read Also: How to Transfer Funds from Pesapal to Mpesa
Efficiency: The STK push streamlines the payment process by eliminating manual entry of Paybill or Till numbers, thus speeding up transactions and reducing errors.
Improved Customer Experience: Customers appreciate the convenience of confirming payments through their mobile devices, leading to higher satisfaction levels.
Real-Time Reporting: Business owners can access real-time sales reports through a dashboard, enabling better cash flow management and operational oversight.
Watch our tutorial below to learn how to send M-Pesa prompt on the Pesapal POS Machine.