Across East Africa, millions of small and medium-sized businesses (SMEs) power the economy. But behind their daily hustle lies a quiet struggle: many still rely on manual record-keeping, handwritten receipts, and disconnected systems to manage their businesses. These outdated methods don’t just slow down operations; they also lock entrepreneurs out of critical opportunities like accessing credit and scaling efficiently.
A new solution is changing that.
The RACK POS, powered by Pesapal. It's not just a point-of-sale system; it’s a smart, all-in-one business command center built specifically for African SMEs.
The Problem Isn’t Just Paperwork. It’s Missed Opportunity.
In markets like Kenya, Uganda, and Tanzania, SMEs often operate informally. That means limited access to modern tools for sales tracking, stock control, or customer management. Without proper systems in place:
The result? SMEs remain invisible to banks and lenders. According to the IFC, only 20–25% of SMEs in sub-Saharan Africa can access formal credit. For the rest, growth depends solely on personal savings and informal loans slowing progress and exposing businesses to unnecessary risk.
Learn More: Best Inventory Management Solution for Your Business
The All-in-One POS System Built for Real Business Challenges
The RACK POS, integrated with Pesapal’s payments infrastructure, brings together everything a business owner needs to operate more efficiently; from the first sale of the day to the end-of-month reconciliation. Here’s what you get:
Why This Matters: Credit, Finally Within Reach
This is where RACK POS becomes more than just a tool; it becomes a gateway to growth. By consistently using the system, SMEs create a clear digital trail of their daily operations. Every sale, stock movement, and revenue report builds a picture of business performance that lenders can trust. This data is what most small businesses have been missing when applying for loans.
Through Pesapal Credit, merchants who use RACK POS don’t need to navigate piles of paperwork or offer up collateral. Their business activity speaks for itself. In just six months of consistent usage, they become eligible for working capital—enough to restock faster, hire extra staff, expand to a second location, or keep operations stable during lean seasons.
It's the difference between running day to day and building a business that can scale.
RACK POS Built for Local Success
RACK POS isn’t just adapted for African SMEs—it’s designed with them at the core. From mobile-first workflows to intuitive interfaces and seamless tax compliance integration, every feature reflects a deep understanding of how businesses in this region operate. Whether you're running a boutique, a fuel station, or a growing chain of outlets, RACK gives you the tools to run smart, scale confidently, and stay compliant without needing complex setups or costly infrastructure.
“We’re not just providing technology. We’re delivering a lifeline,” our CEO, Agosta Liko
Over and Above: Structure Creates Possibility
For too long, the lack of structure has been the silent barrier holding back great businesses across Africa. With the RACK POS, structure becomes your secret weapon; giving you the visibility, control, and credibility to grow.
This isn’t just a tool for transactions. It’s a system for transformation.
