Running a business requires constant cash flow to manage daily operations, invest in growth, and navigate unexpected expenses. Accessing quick and flexible financing can provide the support business owners need to stay ahead. Pesapal Credit provides a simple solution for businesses looking for financial support without the hassle of collateral.
Pesapal unsecured business loan is a financing solution tailored for merchants using Pesapal's payment platform. Unlike traditional loans that require assets as security, this loan is designed to provide businesses with easy access to funds based on their transaction history.
No Collateral Required – Businesses can access funding without the need to provide assets as security.
Fast Approval Process – Unlike traditional bank loans that take weeks, Pesapal ensures quick approvals based on business performance.
Flexible Repayment Plans – Repayment is structured in a way that aligns with business cash flow, reducing financial strain.
Competitive Interest Rates – The loan offers reasonable interest rates compared to other financing options.
Convenient Application Process – Merchants can apply directly through the Pesapal platform, making it hassle-free.
To qualify for this business loan, merchants must meet the following requirements:
The borrower should be a Pesapal merchant.
Must have actively transacted for at least 6 months on any of the Pesapal platforms.
Borrowers must demonstrate ability to repay; Transactions are monitored to determine viability.
24/7 Customer Support: Business doesn’t stop, and neither do we. With round-the-clock support, you can get assistance whenever you need it—be it during the day or in the middle of the night. Our dedicated support team is always available to answer your queries and guide you through the loan application process.
Instant Funds Disbursement Upon Approval: Time is money, and we understand that. Once your loan is approved, the funds are disbursed immediately, ensuring that you can use them when you need them most. No unnecessary delays—just fast access to capital to keep your business moving forward.
No Collateral Required: Unlike traditional bank loans that require assets as security, Pesapal Business Loan is unsecured, meaning you don’t need to pledge any property or stock to qualify. This makes it easier for small and medium-sized businesses to access financing without the burden of risking valuable assets.
Flexible Repayments: We offer a repayment structure that works for your business. The percentage charged is based on a reducing balance, meaning you pay interest only on the remaining loan amount. This approach reduces your overall repayment burden over time, making it easier to manage your finances.
Applying for the loan is straightforward. Here’s how:
Log into Your Pesapal Account – Merchants should access their Pesapal dashboard.
Check Eligibility – If eligible, the loan offer will be displayed.
Submit Application – Provide the necessary details and submit the application.
Approval & Disbursement – Once approved, funds are deposited into the merchant's account within a short period.
No collateral, no hassle just fast and flexible financing to grow your business
Apply Now for Quick Funding
